Which Gift Matches Your Goals?
A Guide to Wise Giving
Your Goal
|
Your Gift
|
How to Make the Gift
|
Your Benefits
|
Make a quick and easy gift. |
Outright Gift |
Donate cash, securities or personal property. |
Income tax deduction; avoidance of any capital gains
tax. |
Make a revocable gift during your lifetime. |
Living Trust |
Name us beneficiary of assets in a living trust. |
Control of trust for lifetime; possible estate tax
savings. |
Defer a gift until after your lifetime. |
Bequest in Will |
Name us in your will. |
A donation exempt from federal estate taxes. |
Make a large gift with little cost to yourself. |
Life Insurance Gift |
Give us an old or new policy naming us as beneficiary. |
Current income tax deduction; possible future deductions. |
Avoid the twofold taxation on retirement
plan assets. |
Retirement Plan Gift |
Name us as beneficiary of the remainder of the assets
after your lifetime. |
Avoidance of heavily taxed gift to heirs, allowing
less costly gifts. |
Avoid capital gains tax on sale of a home or other
real estate. |
Real Estate Gift |
Designate the ownership of your home to us, but retain
occupancy. |
Charitable income tax deduction and lifetime use
of home. |
Secure a fixed and often increased income. |
Charitable Remainder Annuity Trust |
Create a charitable trust that pays you a set income
annually. |
Immediate income tax deduction and fixed income for
life. |
Create a hedge against inflation over the long term. |
Charitable Remainder Unitrust |
Create a trust that pays a percentage of the trust’s assets, valued annually. |
Immediate income tax deduction, annual income that
has potential to increase. |
Reduce gift and estate taxes on assets passing to
heirs. |
Charitable Lead Trust |
Create a trust that pays a fixed or variable income
to us for a set term, then passes to heirs. |
Reduced size of taxable estate; keeps property in
family, often with reduced gift taxes. |